Goals for this week

1. Live to see next weekend. Seriously.
2. Read 2 more chapters in Economics. Already have the first 2 read.
3. Notes on all 4 chapters in Econ.
4. Read two chapters in Managerial Accounting
5. Do the problems in both chapters for Acctg.
6. Take 3 quizes in Econ and 1 test. Pass them all.
7. Do laundry.
8. Finish payroll, I have amounts done, just have to write and mail the checks!
9. Work at least 30 hours.
10. I have 40 pet sits booked for the week and hope to do them all myself.
11. Fill out FSA form to get some reimbursements.
12. Buy a couple Wall Street Journals to write an article summary on by next Monday.
13. Get DH to bill for his side job and stick some of that into savings, and make an extra cc payment.
14. Call to get our yard marked for digging.
15. Find someone to haul all our junk off. You should see the pile of wood from the deck!
16. Don't let my son's tomato plants die.
17. Finish getting all the weeds out of the flower garden. Right now it is a weed garden and not very attractive.
19. Catch up on invoices.
21. Get DH to call insurance company, have them take pool off and add flood insurance. Oh and to price check with another company.
20. Stop blogging, I mean procrastinating, I mean blogging........

What would you do with $10,000?

I'll tell you what I did with it over the last 6 months. Paid on credit cards. Since Christmas we have paid off 1/4 of our cc debt. While I am very proud of us.............I'm also pretty bummed about it. I mean seriously!! $10,000.00!!! I think of what I could have done with all that money, but couldn't because of our debt. It angers me.

I could have a very nice savings account, a new washer and dryer, and a new pool.

Instead, our savings account is skimpy, the washer and dryer may die any day, and we are tearing out our pool. (pictures of the pool to come soon)

As I have promised in the past, here is the amount of credit card debt that we owe.
In December it was $41,887.47
Since then we have been charged $3,895.44 in interest (ouch!)
Now our total is $31,888.02

If we can keep up the payments, we will be credit card debt free by December 2010!! But, it will be tricky because I have decided to go back to school for a second degree. So, my paychecks are a little smaller, but we are cutting back even more. Hopefully we can still meet that goal.

On top of paying all of that, I have this in savings (it will be gone in a few months)
$1,800 for house repairs (pics to come)
$2,400 for my daughters braces (her dad will pay the other half)
$2,500 for a new fence - and that's only the back end, can't believe the cost of that!!
and $600 for tutoring for my daughter
leaving us with $1,000 for an ER fund.

Not too bad! I refuse to charge anything! If we don't have the cash for it, we don't get it. I'm ashamed it took $41,000 in debt to finally grasp that concept, but better late than never.